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Contact us. Having trouble paying back your loan? Help with your payments. How can I pay? You'll need to use the same payment method for all of the cars on your MultiCar policy.
Do I need to be the registered owner of the car to insure it? What type of cover can I buy? We offer three levels of car insurance cover: Comprehensive cover offers you the highest level of protection.
You are covered for accidental damage, fire, theft or malicious damage to your own car, as well as any damage you cause to other people and their property.
Third Party Only cover is the lowest level of protection available. You are covered for any damage you cause to other people and their property.
Your car is not covered for any type of loss or damage. What is the difference between a month Bonus Accelerator and an annual policy? Why do I have to tell you what I use my car for?
This does not cover use between home and work. Social and Commuting: Using your car for social, domestic and pleasure purposes and use by the policyholder or any other driver covered by the policy for travel between home and permanent place of business.
This does not cover any form of business use, including journeys to different places of work. Business for Policyholder Only: This includes Social and commuting use for the policyholder only, to use the vehicle in connection with their business or profession and different places of work.
Business for All: This includes Social and Commuting as well as use by the policyholder and all named drivers, to use the vehicle in connection with their business or profession and at different places of work.
What is No Claims Bonus? Your No Claims Bonus builds up to a maximum of 15 years. Will you accept No Claims Bonus proof from abroad? Will you accept company car No Claims Bonus?
When can I protect my No Claims Bonus? Can you cover an imported car? Do you cover cars with modifications? What is an excess? What type of licences do you accept?
How do I register a new claim? How do I get my vehicle recovered after an accident? What if I only need to claim for my windscreen? Who repairs my car after an accident?
Am I entitled to a courtesy vehicle? My car's a total loss, what happens next? How long will my claim take to settle? When will I hear from Admiral about my claim?
What is an Excess? I don't think this incident was my fault. Why do I have to pay my excess? What happens if the accident was my fault?
What if the other driver disagrees with the accident circumstances? Who will reimburse my policy excess? If I don't make a claim, do I have to pay the excess?
What happens to my No Claims Bonus if I make a claim? How does my No Claims Bonus protection work? What happens if I've incurred additional losses not covered by my policy?
Will my insurance cost go up after an incident? Do I need to contact the police after an incident involving my car? What should I do if my car has been stolen?
What measures do Admiral take to prevent fraud? Are my details safe over the internet? Am I insured to drive abroad? Am I insured to drive someone else's car?
Is my car covered for someone else to drive? Will you cover a car I'm using temporarily? Please note, there will be a charge for putting a temporary car on your policy.
Will I be able to drive all the cars on the policy? What does policy validation mean? Why do we validate our Insurance policies?
By validating insurance policies, we know we are providing you the fairest price for your insurance, and that information we hold is correct.
This also helps us in our continued effort to combat fraud and ensure that your policy is unaffected. We recognize that mistakes happen, so by validating policies we ensure a genuine oversight doesn't become a problem if you need to make a claim.
How we will validate your policy details? As an insurer we may check your details against databases available to the insurance industry, online quotations and any past or present policies within the Admiral group.
We may also ask you to provide documentation to validate the information we hold. What action will we take? Our validations teams are here to help and make sure your policy is correct.
In cases where we have to make a correction to your policy as a result of the validation process there may be an additional premium to pay as well as our administration fee.
In certain cases we may be unable to continue the policy or had we known the correct information, would not have accepted the policy.
In these cases the policy may be cancelled or in more serious cases declared void and of no effect since its inception.
Are there any costs involved? If your policy is voided or cancelled please be aware charges may apply, If a change is made following a validation because of different information, we will charge an administration fee and any additional premium that may be applicable.
You can find these charges on our website under existing customers, Legal information, and your agreement with EUI limited. Why do you need my driving licence details?
Why are we requesting this information? What do we need to see? How do I pay for my policy at renewal? Will my premium change at renewal?
I've had a claim. How will it affect my renewal premium? Will my No Claims Bonus be affected if I've made a claim this year? What if my No Claims Bonus is protected or guaranteed?
You can make up to two fault claims in three years before we will remove the protection. Can I protect my No Claims Bonus at renewal?
How do I make a change to my policy from renewal? Just contact our Renewals department. What should I do if I've had a motoring conviction during the past year?
What should I do if I've modified my car? Please contact us here. What should I do if I don't want to renew my policy?
When will I get my No Claims Bonus proof?